Terms

By using OFAC-API.com, including any services or products made available by Rock and Welch LLC, you are agreeing to these latest Terms and Conditions (“Terms”). Violation of these terms may, at our discretion, result is us terminating your account.

We may update these Terms of Service at any time. If we make significant changes, we will refresh the date at the top of this page.

Definitions

“Company”, “we”, “our”, or “us” in any of our policies or terms, refers to Rock and Welch LLC.

“Services” refers to our websites, including OFAC-API.com, and any product created and maintained by Rock and Welch LLC. 

Finally, “you” or “your” refers to the people or organizations that own an account with one or more of our Services.

Account Terms

1. You are responsible for maintaining the security of your account, password and API key and for ensuring that any of your users do the same. The Company cannot and will not be liable for any loss or damage from your failure to comply with this security obligation. 
2. You must be a human. Accounts registered by “bots” or other automated methods are not permitted.

Payment, Refunds and Plan Changes

1. If you are using a free version of one of our Services, we do not require a credit card and we do not sell your data.
2. For paid Services, or if you are upgrading from a free tier, we will charge your card immediately and your billing cycle begins on the day of the purchase or upgrade. The subscription billing cycle is listed when you signup. For upgrades or downgrades to monthly subscriptions, the new rate starts from the next billing cycle. For upgrades to yearly subscriptions, your billing cycle will be reset to the day of the upgrade and you will be charged a prorated fee that includes a credit for the unused time on the previous subscription. Because yearly subscriptions are provided at a discount, they may not be downgraded, cancelled or refunded.
3. All fees are exclusive of all taxes, levies, or duties imposed by taxing authorities. Where required, we will collect those taxes on behalf of the taxing authority and remit those taxes to taxing authorities. Otherwise, you are responsible for payment of all taxes, levies, or duties.

Service Limits and Overages

1. We understand that our Services are critical to your business processes.
2. Paid Service limits are defined by the plan or subscription level you chose when you signed up or upgraded from a trial account. Any usage over this limit is considered overage. 
3. In the event you exceed your Service limit, we do not immediately disable your Services. As a courtesy, we permit an amount of usage beyond each subscription plan limit (overage) to protect business continuity. 
4. We will reach out to the account owner via the email or phone before taking any action except in cases where the level of overage is excessive or negatively impacts the performance of the Service for other customers.

Past Due Accounts

1. We understand that our Services are critical to your business processes.
2. In the event an invoice becomes past due for your paid Service, we do not disable your Services.
3. We will reach out to the account owner via the email or phone to discuss options to bring your account to good standing. 

Cancellation and Termination

1. You are solely responsible for properly canceling your Service subscriptions or account. You may cancel at any time. Cancellation requests can be made via email to contact@ofac-api.com 
2. If you cancel a Service before the end of your current paid up month, your cancellation will take effect immediately, and you will not be charged again. We do not automatically prorate unused time in the last billing cycle.
3. We reserve the right to suspend or terminate your account and refuse any and all current or future use of our Services for any reason at any time. Suspension means you and any other users on your account will not be able to access the account or Services. 
4. You are solely responsible for ceasing Service usage upon cancellation. Because excessive attempts to reach our Services generate costs regardless of your account status, we reserve the right to charge for such usage after cancellation.

Modifications to the Service and Prices

1. We intend to support our Services as long as reasonably possible. That means when it comes to security, privacy, and customer support, we will continue to maintain any legacy Services. We reserve the right at any time to modify or discontinue, temporarily or permanently, any part of our Services.
2. In the event a Service is modified or discontinued, we will provide email notice no less than 30 days in advance. 
3. We reserve the right to modify the pricing structure for our products at any time. Pricing changes typically occur no more than once per year, but may occur more frequently. Initial pricing for new customers is honored for at least 6 months following a pricing change. 

Uptime, Security, and Privacy

1. Your use of the Services is at your sole risk. We provide these Services on an “as is” and “as available” basis. A service-level agreement is not provided or standard with any of our Services, however we may offer an individual service-level agreement as an additional Service upon reviewing your requirements. 
2. You agree that we may process your data as described in our Privacy Policy and for no other purpose. 
3. On rare occasion, our staff may access your data for the following reasons:
   1. To help you with support requests you make. 
   2. On the rare occasions when an error occurs that we investigate.
   3. To the extent required by applicable law. 

Services Adaptations and API Terms

We offer Application Program Interfaces (“API”s) for some of our Services. Any use of the API, including through a third-party product that accesses the Services, is bound by these Terms plus the following specific terms:

1. You expressly understand and agree that we are not liable for any damages or losses resulting from your use of the API or third-party products that access data via the API.
2. Third parties may not access and employ the API if the functionality is part of an application that remotely records, monitors, or reports a Service user’s activity, both inside and outside the applications. The Company, in its sole discretion, will determine if an integration service violates this bylaw. A third party that has built and deployed an integration for the purpose of remote user surveillance will be required to remove that integration.
3. Abuse, excessively frequent or overage requests to the Services via the API may result in the temporary or permanent suspension of your account’s access to the API. The Company, in its sole discretion, will determine abuse or excessive usage of the API. If we need to suspend your account’s access, we will attempt to warn the account owner first. If your API usage could or has caused downtime, we may cut off access without prior notice.

Liability

You agree that the Company is not liable to you or to any third party for damages of any kind that result from the use of the Services, in ability to access data, or unauthorized access of your data or account. The Company is also not liable for damages of any kind related to actions of any third party that uses the Services, or any other consequences related to the Terms or Services.